{"id":5836,"date":"2026-02-07T08:07:30","date_gmt":"2026-02-07T08:07:30","guid":{"rendered":"http:\/\/lowayout.com\/?page_id=5836"},"modified":"2026-02-07T09:52:22","modified_gmt":"2026-02-07T09:52:22","slug":"bankruptcy","status":"publish","type":"page","link":"https:\/\/lowayout.com\/index.php\/bankruptcy\/","title":{"rendered":"Bankruptcy"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"5836\" class=\"elementor elementor-5836\" data-elementor-post-type=\"page\">\n\t\t\t\t        <section class=\"elementor-section elementor-top-section elementor-element elementor-element-23c6572 elementor-section-boxed elementor-section-height-default elementor-section-height-default ct-header-fixed-none ct-row-max-none\" data-id=\"23c6572\" data-element_type=\"section\" data-e-type=\"section\">\n            \n                        <div class=\"elementor-container elementor-column-gap-default \">\n                    <div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9fc1c1b\" data-id=\"9fc1c1b\" data-element_type=\"column\" data-e-type=\"column\">\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\n                    \n                <section class=\"elementor-section elementor-inner-section elementor-element elementor-element-72d8729 elementor-section-boxed elementor-section-height-default elementor-section-height-default ct-header-fixed-none ct-row-max-none\" data-id=\"72d8729\" data-element_type=\"section\" data-e-type=\"section\">\n            \n                        <div class=\"elementor-container elementor-column-gap-extended \">\n                    <div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-37afc4e\" data-id=\"37afc4e\" data-element_type=\"column\" data-e-type=\"column\">\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\n                    \n        \t\t<div class=\"elementor-element elementor-element-f53a0fa elementor-widget elementor-widget-image\" data-id=\"f53a0fa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"480\" height=\"320\" src=\"http:\/\/lowayout.com\/wp-content\/uploads\/2026\/02\/i-23.webp\" class=\"attachment-full size-full wp-image-5845\" alt=\"\" srcset=\"http:\/\/lowayout.com\/wp-content\/uploads\/2026\/02\/i-23.webp 480w, http:\/\/lowayout.com\/wp-content\/uploads\/2026\/02\/i-23-300x200.webp 300w\" sizes=\"(max-width: 480px) 100vw, 480px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\n        <\/div>\n                <div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-dc8621a elementor-invisible\" data-id=\"dc8621a\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInRight&quot;}\">\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\n                    \n        \t\t<div class=\"elementor-element elementor-element-053bee4 elementor-widget elementor-widget-ct_text_editor\" data-id=\"053bee4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ct_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"ct_text_editor-053bee4\" class=\"ct-text-editor \" data-wow-delay=\"ms\">\n\t<div class=\"ct-inline-css\"  data-css=\"\n        \t\t\">\n\n    <\/div>\n\t<div class=\"ct-text-editor elementor-clearfix\">\n\t\t<h5><span style=\"color: #ffffff\"><strong>Bankruptcy Education &amp; Self-Filing Preparation Support<\/strong><\/span><\/h5><p><strong>Get Organized. Get Educated. File On Your Own \u2014 If You Choose.<\/strong><\/p><p>Bankruptcy can feel overwhelming \u2014 especially if you\u2019re considering filing on your own. Lo Way Consulting LLC provides non-legal bankruptcy education and preparation support to help individuals get organized, understand the process at a high level, and prepare their information so they can decide whether to self-file or work with an attorney.<\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5c86fda elementor-align-left elementor-widget elementor-widget-ct_button\" data-id=\"5c86fda\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ct_button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ct-button-wrapper ct-button-layout1 icon- btn--inline \">\r\n            <span class=\"ct-icon-active\"><\/span>\r\n        <a href=\"http:\/\/lowayout.com\/index.php\/contact-v-4\/\" class=\"btn btn-default icon-active btn-inline-block  \" data-wow-delay=\"ms\">\r\n                            <span class=\"ct-button-icon ct-align-icon-\">\r\n                            <\/span>\r\n                <span class=\"ct-button-text\">Contact Us Today<\/span>\r\n    <\/a>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\n        <\/div>\n                    <\/div>\n        <\/section>\n                    <\/div>\n        <\/div>\n                    <\/div>\n        <\/section>\n                <section class=\"elementor-section elementor-top-section elementor-element elementor-element-4985127 elementor-section-boxed elementor-section-height-default elementor-section-height-default ct-header-fixed-none ct-row-max-none\" data-id=\"4985127\" data-element_type=\"section\" data-e-type=\"section\">\n            \n                        <div class=\"elementor-container elementor-column-gap-default \">\n                    <div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-47ddd6f\" data-id=\"47ddd6f\" data-element_type=\"column\" data-e-type=\"column\">\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\n                    \n        \t\t<div class=\"elementor-element elementor-element-8c70bae elementor-widget elementor-widget-ct_heading\" data-id=\"8c70bae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ct_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ct-heading h-align-center  sub-style1 ct-heading-left item-st-line-bottom1\">\r\n\t    <h3 class=\"item--title st-line-bottom1 \" data-wow-delay=\"ms\">\r\n                <span class=\"sp-main\">\r\n            \r\n            What We Help With\r\n            \r\n                    <\/span>\r\n                    <div class=\"ct-heading-divider\"><span><\/span><\/div>\r\n            <\/h3>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\n        <\/div>\n                    <\/div>\n        <\/section>\n                <section class=\"elementor-section elementor-top-section elementor-element elementor-element-f3f561b elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default ct-header-fixed-none ct-row-max-none\" data-id=\"f3f561b\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n            \n                        <div class=\"elementor-container elementor-column-gap-narrow \">\n                    <div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-2e8d20c\" data-id=\"2e8d20c\" data-element_type=\"column\" data-e-type=\"column\">\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\n                    \n        \t\t<div class=\"elementor-element elementor-element-8703e99 elementor-widget elementor-widget-ct_fancy_box\" data-id=\"8703e99\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ct_fancy_box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ct-fancy-box ct-fancy-box-layout6 \" data-wow-delay=\"ms\">\r\n            <div class=\"item--icon\">\r\n            <i aria-hidden=\"true\" class=\"material zmdi zmdi-collection-item-1\"><\/i>        <\/div>\r\n            <div class=\"item--holder\">\r\n        <h3 class=\"item--title\">\r\n            High-level education about the bankruptcy process        <\/h3>\r\n        <div class=\"item--description\"><\/div>\r\n    <\/div>\r\n            <a class=\"item--link\" href=\"#\"><\/a>\r\n    <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a125957 elementor-widget elementor-widget-ct_fancy_box\" data-id=\"a125957\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ct_fancy_box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ct-fancy-box ct-fancy-box-layout6 \" data-wow-delay=\"ms\">\r\n            <div class=\"item--icon\">\r\n            <i aria-hidden=\"true\" class=\"material zmdi zmdi-collection-item-3\"><\/i>        <\/div>\r\n            <div class=\"item--holder\">\r\n        <h3 class=\"item--title\">\r\n            Clerical assistance with bankruptcy forms using client-provided information        <\/h3>\r\n        <div class=\"item--description\"><\/div>\r\n    <\/div>\r\n            <a class=\"item--link\" href=\"#\"><\/a>\r\n    <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2440cfe elementor-widget elementor-widget-ct_fancy_box\" data-id=\"2440cfe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ct_fancy_box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ct-fancy-box ct-fancy-box-layout6 \" data-wow-delay=\"ms\">\r\n            <div class=\"item--icon\">\r\n            <i aria-hidden=\"true\" class=\"material zmdi zmdi-collection-item-5\"><\/i>        <\/div>\r\n            <div class=\"item--holder\">\r\n        <h3 class=\"item--title\">\r\n            Reviewing forms for completeness and missing sections        <\/h3>\r\n        <div class=\"item--description\"><\/div>\r\n    <\/div>\r\n            <a class=\"item--link\" href=\"#\"><\/a>\r\n    <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\n        <\/div>\n                <div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-b24eac5\" data-id=\"b24eac5\" data-element_type=\"column\" data-e-type=\"column\">\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\n                    \n        \t\t<div class=\"elementor-element elementor-element-2193035 elementor-widget elementor-widget-ct_fancy_box\" data-id=\"2193035\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ct_fancy_box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ct-fancy-box ct-fancy-box-layout6 \" data-wow-delay=\"ms\">\r\n            <div class=\"item--icon\">\r\n            <i aria-hidden=\"true\" class=\"material zmdi zmdi-collection-item-2\"><\/i>        <\/div>\r\n            <div class=\"item--holder\">\r\n        <h3 class=\"item--title\">\r\n            Gathering and organizing financial documents        <\/h3>\r\n        <div class=\"item--description\"><\/div>\r\n    <\/div>\r\n            <a class=\"item--link\" href=\"#\"><\/a>\r\n    <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b6db666 elementor-widget elementor-widget-ct_fancy_box\" data-id=\"b6db666\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ct_fancy_box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ct-fancy-box ct-fancy-box-layout6 \" data-wow-delay=\"ms\">\r\n            <div class=\"item--icon\">\r\n            <i aria-hidden=\"true\" class=\"material zmdi zmdi-collection-item-4\"><\/i>        <\/div>\r\n            <div class=\"item--holder\">\r\n        <h3 class=\"item--title\">\r\n            Referrals to licensed bankruptcy attorneys if legal advice is needed        <\/h3>\r\n        <div class=\"item--description\"><\/div>\r\n    <\/div>\r\n            <a class=\"item--link\" href=\"#\"><\/a>\r\n    <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8e0f2ae elementor-widget elementor-widget-ct_fancy_box\" data-id=\"8e0f2ae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ct_fancy_box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ct-fancy-box ct-fancy-box-layout6 \" data-wow-delay=\"ms\">\r\n            <div class=\"item--icon\">\r\n            <i aria-hidden=\"true\" class=\"material zmdi zmdi-collection-item-6\"><\/i>        <\/div>\r\n            <div class=\"item--holder\">\r\n        <h3 class=\"item--title\">\r\n            Checklists and filing preparation resources        <\/h3>\r\n        <div class=\"item--description\"><\/div>\r\n    <\/div>\r\n            <a class=\"item--link\" href=\"#\"><\/a>\r\n    <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\n        <\/div>\n                    <\/div>\n        <\/section>\n                <section class=\"elementor-section elementor-top-section elementor-element elementor-element-9c1ee25 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default ct-header-fixed-none ct-row-max-none\" data-id=\"9c1ee25\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n                            <div class=\"elementor-background-overlay\"><\/div>\n                \n                        <div class=\"elementor-container elementor-column-gap-no \">\n                    <div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-19b09bb\" data-id=\"19b09bb\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\n                    <div class=\"elementor-background-overlay\"><\/div>\n                    \n        \t\t<div class=\"elementor-element elementor-element-3ab4e47 elementor-widget elementor-widget-spacer\" data-id=\"3ab4e47\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e72dbf elementor-widget elementor-widget-ct_heading\" data-id=\"1e72dbf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ct_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ct-heading h-align-center  sub-style1 ct-heading-left item-st-default\">\r\n\t    <h3 class=\"item--title st-default \" data-wow-delay=\"ms\">\r\n                <span class=\"sp-main\">\r\n            \r\n            Self-Filing Support Explained\n\r\n            \r\n                    <\/span>\r\n            <\/h3>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a50841f elementor-widget elementor-widget-ct_text_editor\" data-id=\"a50841f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ct_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"ct_text_editor-a50841f\" class=\"ct-text-editor \" data-wow-delay=\"ms\">\n\t<div class=\"ct-inline-css\"  data-css=\"\n        \t\t\">\n\n    <\/div>\n\t<div class=\"ct-text-editor elementor-clearfix\">\n\t\t<p>If you choose to file bankruptcy without an attorney, we can assist with organization and preparation only. All legal decisions, classifications, and representations remain the sole responsibility of the client.<\/p><p><span style=\"color: #ffffff\"><strong>What We Do Not Do<\/strong><\/span><\/p><ul><li>Do not provide legal advice<\/li><li>Do not advise which chapter to file<\/li><li>Do not interpret laws or exemptions<\/li><li>Do not file documents on your behalf<\/li><li>Do not represent clients in court<\/li><\/ul>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1817ab3 elementor-align-center elementor-invisible elementor-widget elementor-widget-ct_button\" data-id=\"1817ab3\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInRight&quot;}\" data-widget_type=\"ct_button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ct-button-wrapper ct-button-layout1 icon-right btn--inline \">\r\n            <span class=\"ct-icon-active\"><\/span>\r\n        <a href=\"http:\/\/lowayout.com\/index.php\/contact-v-4\/\" class=\"btn btn-default icon-active btn-inline-block  \" data-wow-delay=\"ms\">\r\n                            <span class=\"ct-button-icon ct-align-icon-right\">\r\n                <i aria-hidden=\"true\" class=\"fas fa-angle-right\"><\/i>            <\/span>\r\n                <span class=\"ct-button-text\">Contact us<\/span>\r\n    <\/a>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d9e9312 elementor-widget elementor-widget-spacer\" data-id=\"d9e9312\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\n        <\/div>\n                    <\/div>\n        <\/section>\n                <section class=\"elementor-section elementor-top-section elementor-element elementor-element-ecf3542 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default ct-header-fixed-none ct-row-max-none\" data-id=\"ecf3542\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n            \n                        <div class=\"elementor-container elementor-column-gap-no \">\n                    <div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-82227d8\" data-id=\"82227d8\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\n                    \n        \t\t<div class=\"elementor-element elementor-element-90e3cb4 elementor-widget elementor-widget-ct_text_editor\" data-id=\"90e3cb4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ct_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"ct_text_editor-90e3cb4\" class=\"ct-text-editor \" data-wow-delay=\"ms\">\n\t<div class=\"ct-inline-css\"  data-css=\"\n        \t\t\">\n\n    <\/div>\n\t<div class=\"ct-text-editor elementor-clearfix\">\n\t\t<h5><span style=\"color: #000000\"><strong>Legal Disclaimer<\/strong><\/span><\/h5><p><span style=\"color: #000000\">Lo Way Consulting LLC is not a law firm and is not affiliated with any court or government agency. We do not provide legal advice. Bankruptcy services are limited to education, document organization, clerical assistance, and self-filing preparation support. Clients are<strong> responsible for all legal decisions and filings.<\/strong><\/span><\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\n        <\/div>\n                    <\/div>\n        <\/section>\n        \t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Bankruptcy Education &amp; Self-Filing Preparation Support Get Organized. Get Educated. File On Your Own \u2014 If You Choose. Bankruptcy can feel overwhelming \u2014 especially if you\u2019re considering filing on your own. Lo Way Consulting LLC provides non-legal bankruptcy education and preparation support to help individuals get organized, understand the process at a high level, and [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-5836","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/lowayout.com\/index.php\/wp-json\/wp\/v2\/pages\/5836","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lowayout.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/lowayout.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/lowayout.com\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/lowayout.com\/index.php\/wp-json\/wp\/v2\/comments?post=5836"}],"version-history":[{"count":10,"href":"https:\/\/lowayout.com\/index.php\/wp-json\/wp\/v2\/pages\/5836\/revisions"}],"predecessor-version":[{"id":5944,"href":"https:\/\/lowayout.com\/index.php\/wp-json\/wp\/v2\/pages\/5836\/revisions\/5944"}],"wp:attachment":[{"href":"https:\/\/lowayout.com\/index.php\/wp-json\/wp\/v2\/media?parent=5836"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}